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PREMIUM FEELING. PERSONAL VALUE.

Make room for the moments that matter.

A premium card can make travel more comfortable. Its price is justified only by benefits you will actually use.

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Country of residence

Language changes how you read. Country changes which card is available. Your selection does not confirm eligibility; the issuer makes that decision.

Choose your country

Credit cards

These private-card examples are for residents of Germany and are priced in EUR. Eligibility, fees and benefits depend on your country. Changing the language does not change the offer’s market.

American Express Platinum

€720.00 / year

More room to enjoy travel.

Points per € spent
Estimated points or miles: 1 / €1.00

Conditional lounge access, travel and restaurant credits, and hotel privileges after registration.

Priority Pass registration is required. The 50 visits per calendar year include guests and are shared by the main and additional card. Credits and insurance have conditions.

Visit provider

Official source · Checked on

AI-generated illustrative image
AI-generated illustrative image

1

Lounge access has limits

Priority Pass registration is required. The German offer includes 50 visits per calendar year, shared by the main and additional card and including guests. Participating lounges, capacity and access rules apply.

2

Credits are not cash

The German offer includes up to €200 in travel credit and €150 in restaurant credit, subject to booking channels, participating partners, registration and time limits. Count only spending you already intended.

3

Hotel privileges need planning

Selected hotel programmes can offer useful extras after registration. Participating properties, booking channels and availability decide what you receive; upgrades are not guaranteed.

4

Read the insurance conditions

Coverage, exclusions, deductibles and payment requirements differ. Check the full policy for your trip and everyone travelling with you.

5

The budget remains yours

Compare the full annual fee with conservative personal values. Keep point value at zero until you have a realistic redemption. Do not add purchases to justify the card; repay fully and on time.

Your personal card scenario

Use planned spending and a conservative value for benefits. This estimate is not a recommendation or a promise of savings. Changing cards resets point value, credits and lounge inputs.

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beVIP

A worldwide mindset. A local decision.

Use the issuer’s official country pages to check local products, eligibility and conditions. Card approval, rewards and travel benefits are never guaranteed.

Sources and conditions

Checked on · DE · EUR

Illustration only. No welcome bonus, interest, foreign-exchange fees, cash fees or taxes are included. Rewards depend on eligible transactions and rounding. Credits have conditions; lounge access is limited. Points are not cash. Repay in full and on time.