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Credit cards
These private-card examples are for residents of Germany and are priced in EUR. Eligibility, fees and benefits depend on your country. Changing the language does not change the offer’s market.
beVIPPlatinumAmerican Express
American Express Platinum
€720.00 / year
More room to enjoy travel.
Points per € spent Estimated points or miles: 1 / €1.00
Conditional lounge access, travel and restaurant credits, and hotel privileges after registration.
Priority Pass registration is required. The 50 visits per calendar year include guests and are shared by the main and additional card. Credits and insurance have conditions.
Priority Pass registration is required. The German offer includes 50 visits per calendar year, shared by the main and additional card and including guests. Participating lounges, capacity and access rules apply.
2
Credits are not cash
The German offer includes up to €200 in travel credit and €150 in restaurant credit, subject to booking channels, participating partners, registration and time limits. Count only spending you already intended.
3
Hotel privileges need planning
Selected hotel programmes can offer useful extras after registration. Participating properties, booking channels and availability decide what you receive; upgrades are not guaranteed.
4
Read the insurance conditions
Coverage, exclusions, deductibles and payment requirements differ. Check the full policy for your trip and everyone travelling with you.
5
The budget remains yours
Compare the full annual fee with conservative personal values. Keep point value at zero until you have a realistic redemption. Do not add purchases to justify the card; repay fully and on time.
Your personal card scenario
Use planned spending and a conservative value for benefits. This estimate is not a recommendation or a promise of savings. Changing cards resets point value, credits and lounge inputs.
Use the issuer’s official country pages to check local products, eligibility and conditions. Card approval, rewards and travel benefits are never guaranteed.
Illustration only. No welcome bonus, interest, foreign-exchange fees, cash fees or taxes are included. Rewards depend on eligible transactions and rounding. Credits have conditions; lounge access is limited. Points are not cash. Repay in full and on time.