FROM EVERYDAY LIFE TO YOUR NEXT TRIP.
Blue and Gold both earn award miles on eligible purchases. Compare their fees and insurance with what you actually need.
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Language changes how you read. Country changes which card is available. Your selection does not confirm eligibility; the issuer makes that decision.
These private-card examples are for residents of Germany and are priced in EUR. Eligibility, fees and benefits depend on your country. Changing the language does not change the offer’s market.
€138.00 / year
Everyday spending. Your next destination.
Points per € spent
Estimated points or miles: 1 / €2.00
Earn award miles directly, protect miles while the card is active, and access conditional travel insurance.
No automatic frequent-flyer status or ongoing lounge access. Insurance depends on its terms and, for some cover, payment with the card.
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€66.00 / year
Focus on collecting miles.
Points per € spent
Estimated points or miles: 1 / €2.00
Direct award-mile earning and mileage protection with a lower annual fee than Gold.
No automatic airline status or ongoing lounge access. Award flights may require taxes, fees and surcharges.
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1
The new German Deutsche Bank Blue and Gold cards protect award miles from expiry while the card remains active, without a minimum-spending requirement. Check the current issuer’s conditions.
2
Credit-card award miles are not status points. Neither card includes automatic airline status or permanent lounge access.
3
Award availability varies. Taxes, fees and surcharges may still be payable, so compare the complete redemption with an ordinary ticket.
4
Membership Rewards transfer to PAYBACK at 3:1, from 900 points. PAYBACK transfers to Miles & More at 1:1, from 200 points. Check current rules and consider transfer timing.
5
Gold costs €72 more per year than Blue in this German comparison. Value only the additional insurance or benefits you need, after checking exclusions and card-payment requirements.
Use planned spending and a conservative value for benefits. This estimate is not a recommendation or a promise of savings. Changing cards resets point value, credits and lounge inputs.
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Use the issuer’s official country pages to check local products, eligibility and conditions. Card approval, rewards and travel benefits are never guaranteed.
Checked on · DE · EUR
Illustration only. No welcome bonus, interest, foreign-exchange fees, cash fees or taxes are included. Rewards depend on eligible transactions and rounding. Credits have conditions; lounge access is limited. Points are not cash. Repay in full and on time.