Start with where you live. Compare local cards, their recurring costs and the benefits that can fit spending you already planned.
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Country of residence
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Germany⌄
Compare local options
Germany
Your planned spending may bring something back: useful rewards, a future trip or a little more room in your everyday budget. The right choice depends on the local terms.
Deutsche Bank AG
Miles & More Gold Credit Card
€138.00Standard annual fee · EUR
€11.50 per month, equivalent to €138 over 12 months. Other charges can apply.
1 Miles & More award mile per €2 in eligible purchases, plus travel insurance subject to the policy conditions.
Who can apply
18+ and sufficient creditworthiness; issuer approval is required. This is the German personal card for private spending; check local application requirements.
Before you choose
No automatic airline status or ongoing lounge access. Award flights may require taxes, fees and surcharges; insurance has limits and exclusions.
1 PAYBACK point per €3 in eligible card purchases, also outside PAYBACK partners. Fuel-station spending is excluded.
Who can apply
18+, main residence in Germany and a euro-denominated bank account in a SEPA country. Issuer approval and identity/credit checks apply.
Before you choose
No included premium lounge access. Points follow programme terms; check Amex acceptance and foreign-use charges. Pay the monthly balance in full and keep ordinary spending unchanged.
