Start with where you live. Compare local cards, their recurring costs and the benefits that can fit spending you already planned.
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Country of residence
Language changes how you read. Country changes which card is available. Your selection does not confirm eligibility; the issuer makes that decision.
Italy⌄
Compare local options
Italy
Your planned spending may bring something back: useful rewards, a future trip or a little more room in your everyday budget. The right choice depends on the local terms.
American Express Italia
Blu American Express
€35.00Standard annual fee · EUR
€35 recurring annual fee from year two. €2 stamp duty also applies to each monthly statement above €77.47; other charges may apply.
1% cashback on eligible purchases, credited every 12 months if the card remains valid and payments are up to date.
Who can apply
Adults resident in Italy or with an Italian correspondence address, a SEPA bank/postal account and at least €11,000 gross annual income. Subject to Amex approval.
Before you choose
Some transactions do not earn cashback. Instalment repayments incur interest, which can exceed cashback; compare the full cost before choosing a repayment method.
€10/year if unused, waived with at least one transaction each year. €2 stamp duty applies to each monthly statement above €77.47; other charges may apply.
1 PAYBACK point per eligible €2 spent, with additional partner points under each partner’s rules. Redeem through PAYBACK for rewards or partner vouchers.
Who can apply
Adult PAYBACK members resident in Italy or with an Italian correspondence address, a SEPA bank/postal account and at least €11,000 gross annual income. Subject to Amex approval.
Before you choose
PAYBACK points follow programme rules and transaction exclusions. Instalment repayments incur interest; full monthly repayment helps keep borrowing costs from outweighing rewards.
