Start with where you live. Compare local cards, their recurring costs and the benefits that can fit spending you already planned.
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Japan⌄
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Japan
Your planned spending may bring something back: useful rewards, a future trip or a little more room in your everyday budget. The right choice depends on the local terms.
Rakuten Card Co., Ltd.
楽天カード · Rakuten Card
JP¥0Standard annual fee · JPY
The standard Rakuten Card has no annual fee. Optional ETC cards and other services can carry separate fees.
Normally 1 Rakuten Point per JPY 100 of eligible card spending. Some merchants and payment categories earn fewer points or none.
Who can apply
Applicants must be at least 18 and live in Japan. A Rakuten member account is required; issuance is subject to screening.
Before you choose
Foreign-currency shopping carries a 3.63% overseas processing fee including tax. This can exceed the ordinary point return. Revolving payments and cash advances have separate costs.
Standard recurring annual fee: JPY 2,200 including tax. Optional Shopping Mile Premium costs an additional JPY 4,950 a year and is not included in this price or earning rate.
Earn 1 JAL mile per JPY 200 of eligible shopping at the standard rate. Miles can contribute towards eligible JAL Mileage Bank rewards; they are not cash and have no guaranteed redemption value.
Who can apply
Applicants aged 18+ with a living base in Japan and the ability to pay in Japan. High-school students are normally excluded, with a specified final-year application exception. Issuer screening applies.
Before you choose
Ordinary miles expire at the end of the month 36 months after earning. Award availability, required miles, taxes and fees apply. Annual fees and other excluded transactions do not earn shopping miles; this card does not automatically confer airline status.
